Finding you the perfect commercial mortgage

Commercial mortgages for individual, corporate, overseas and trust borrowers.

We provide the following:

  • Business mortgages
  • Semi-commercial mortgages
  • Large commercial mortgages
  • Agricultural mortgages
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See our latest testimonials from happy customers.

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Talk to the team today to receive expert advice around Commercial Mortgages.

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Rapid facts

Everything you need to know about commercial mortgages can be found here.

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Eligibility

Individual, Corporate, Overseas and Trust borrowers looking to purchase/refinance property in England, Wales, & Scotland 

Up to 85% loan to value
Minimum age
 21
Maximum age
 No upper limit – subject to underwriter review
Amount

£150,000 – £ unlimited
Duration

From 3 years to 30 years
Repayment
 Capital Repayment, Interest Only or a combination 
Interest Rate
 From 6.29% per month
Security Required
 First or second charge registered against a property
Type of Security
 Residential & commercial buildings, including: retail outlets, offices, warehouses, industrial units, factories. HMOs, nursing and care homes, development and investment properties
Speed of Decision
 Quote within 10 minutes of enquiry, credit backed decision the same day
Timing of Cash
 Can be funded as quickly as working 15 working days but normally in as little of 10 working days 
Application Process
 Online enquiry, call, postal applications or face to face meeting

The types of commercial mortgages

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Commercial mortgages are perfect for:

  • Business mortgages – Flexible mortgages of £150,000 and up. Perfect for mixed use or commercial purchases, generally investment or owner occupied. 
  • Semi-commercial mortgages – Bespoke solutions for large loans of £150,000 and up. Perfect for mixed use or commercial purchases, generally semi-commercial investment or owner occupied. 
  • Large commercial mortgages - Bespoke solutions for large loans of £500,000 and up. Perfect for mixed use or commercial purchases, generally commercial investment or owner occupied.
  • Agricultural mortgages – Mortgages for working farms, rural businesses and country estates. Can also be used for farms run as a lifestyle business, renewable energy sites or equestrian businesses. 
Ready to arrange a commercial mortgage?
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What our customers say

These testimonials are based on individual
circumstances and cannot be taken as a guide or advice.

“We were unable to get a loan anywhere. Nobody would fund building the house. We then approached Andrew who was unbelievably helpful. He was the only person who would even entertain the idea of trying to help”.

- Peter Tillet
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“Andrews nature and experience allowed for him to cut through some problems that we found with the other professionals. IE the solicitors and the banks”.

- Alan Overton
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COMMERCIAL AND DEVELOPMENT BRIDGING LOANS ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.


We are a credit broker, not a lender. We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

Our trusted lenders

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Hampshire-Trust-Bank-e1552908907900
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Why use commercial mortgages?

Commercial mortgages are a valuable financing tool for businesses seeking to acquire or develop real estate properties. 

 

One of the primary reasons to use commercial mortgages is the opportunity they provide to access large amounts of capital. By obtaining a commercial mortgage, businesses can secure the necessary funds for purchasing or refinancing commercial properties, such as office buildings, retail spaces, or warehouses. Unlike residential mortgages, commercial mortgages are tailored to the unique needs of businesses, offering flexible repayment terms and competitive interest rates.

 

Additionally, commercial mortgages allow businesses to build equity in real estate assets, potentially providing long-term financial stability and growth. Whether it's expanding operations, diversifying investments, or enhancing cash flow, commercial mortgages offer businesses the means to achieve their real estate goals efficiently and strategically. 

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Key features of our commercial mortgages:
  1. Fixed and Variable Rates
  2. Borrow up to 75 % loan to value
  3. No upper limit
  4. Any security considered
  5. Repayment, Interest only or a combination
  6. Valuation and legal fees at cost
  7. Previous adverse considered
  8. Monthly, quarterly, bi- annual, or annual repayments available
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Don’t just take our word for it

The relationships we build with our customers are incredibly important to us. Hear what they have to say, and learn why people across the UK rely on Rapid Bridging time and time again. 

See more testimonials
Peter Tillet-profile
star

"We were unable to get a loan anywhere. Nobody would fund building the house. We then approached Andrew who was unbelievably helpful. He was the only person who would even entertain the idea of trying to help"

PETER TILLETT
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Colin Clayton-profile
star

“Andrew is a very professional person. He explains things easily, shows you the exit strategy & the way that he works. He really does try to help in a genuine, caring way”

COLIN CLAYTON
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Steve Everett-profile
star

“On my next project without a doubt, I would go back to Andrew. It is something as a developer I know I have not got to worry about. I know he will sort the money for me”

STEVE EVERETT
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star

“Would definitely recommend. Seamless transition and easy to deal with”

TOM D'ARCY
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Contact Us

Fast-track and quick bridging loans nationwide. Enquire today and we’ll get back to you within 10 minutes.