Finding you the perfect commercial mortgage
Commercial mortgages for individual, corporate, overseas and trust borrowers.
We provide the following:
- Business mortgages
- Semi-commercial mortgages
- Large commercial mortgages
- Agricultural mortgages
Everything you need to know about commercial mortgages can be found here.
Ready to get started? Get your quote today.
Individual, Corporate, Overseas and Trust borrowers looking to purchase/refinance property in England, Wales, & Scotland
Up to 85% loan to value
|No upper limit – subject to underwriter review|
£150,000 – £ unlimited
From 3 years to 30 years
|Capital Repayment, Interest Only or a combination|
|From 6.29% per month|
|First or second charge registered against a property|
Type of Security
|Residential & commercial buildings, including: retail outlets, offices, warehouses, industrial units, factories. HMOs, nursing and care homes, development and investment properties|
Speed of Decision
|Quote within 10 minutes of enquiry, credit backed decision the same day|
Timing of Cash
|Can be funded as quickly as working 15 working days but normally in as little of 10 working days|
|Online enquiry, call, postal applications or face to face meeting|
The types of commercial mortgages
Commercial mortgages are perfect for:
- Business mortgages – Flexible mortgages of £150,000 and up. Perfect for mixed use or commercial purchases, generally investment or owner occupied.
- Semi-commercial mortgages – Bespoke solutions for large loans of £150,000 and up. Perfect for mixed use or commercial purchases, generally semi-commercial investment or owner occupied.
- Large commercial mortgages - Bespoke solutions for large loans of £500,000 and up. Perfect for mixed use or commercial purchases, generally commercial investment or owner occupied.
- Agricultural mortgages – Mortgages for working farms, rural businesses and country estates. Can also be used for farms run as a lifestyle business, renewable energy sites or equestrian businesses.
Ready to arrange a commercial mortgage?
What our customers say
These testimonials are based on individual
circumstances and cannot be taken as a guide or advice.
“We were unable to get a loan anywhere. Nobody would fund building the house. We then approached Andrew who was unbelievably helpful. He was the only person who would even entertain the idea of trying to help”.
- Peter Tillet
“Andrews nature and experience allowed for him to cut through some problems that we found with the other professionals. IE the solicitors and the banks”.
- Alan Overton
COMMERCIAL AND DEVELOPMENT BRIDGING LOANS ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.
We are a credit broker, not a lender. We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.
Our trusted lenders
Why use commercial mortgages?
Commercial mortgages are a valuable financing tool for businesses seeking to acquire or develop real estate properties.
One of the primary reasons to use commercial mortgages is the opportunity they provide to access large amounts of capital. By obtaining a commercial mortgage, businesses can secure the necessary funds for purchasing or refinancing commercial properties, such as office buildings, retail spaces, or warehouses. Unlike residential mortgages, commercial mortgages are tailored to the unique needs of businesses, offering flexible repayment terms and competitive interest rates.
Additionally, commercial mortgages allow businesses to build equity in real estate assets, potentially providing long-term financial stability and growth. Whether it's expanding operations, diversifying investments, or enhancing cash flow, commercial mortgages offer businesses the means to achieve their real estate goals efficiently and strategically.
Key features of our commercial mortgages:
- Fixed and Variable Rates
- Borrow up to 75 % loan to value
- No upper limit
- Any security considered
- Repayment, Interest only or a combination
- Valuation and legal fees at cost
- Previous adverse considered
- Monthly, quarterly, bi- annual, or annual repayments available
The relationships we build with our customers are incredibly important to us. Hear what they have to say, and learn why people across the UK rely on Rapid Bridging time and time again.
"We were unable to get a loan anywhere. Nobody would fund building the house. We then approached Andrew who was unbelievably helpful. He was the only person who would even entertain the idea of trying to help"
“Andrew is a very professional person. He explains things easily, shows you the exit strategy & the way that he works. He really does try to help in a genuine, caring way”
“On my next project without a doubt, I would go back to Andrew. It is something as a developer I know I have not got to worry about. I know he will sort the money for me”
“Would definitely recommend. Seamless transition and easy to deal with”