What are Hunter Loans?

Need rapid access to liquidity for a wide variety of purchases? This Flexible Secured Overdraft can be used to release equity in your current holdings so that, when opportunities arise, you have the liquidity to buy. It’s one of the most flexible funding options available. 

Our Flexible Secured Business Overdrafts are often used for property auctions, funding projects, investing in your business and acquiring new sites. Anything that requires extremely rapid funding benefits from having a flexible overdraft. 

Screenshot 2023-07-18 at 13.45.07

See our testimonials left by our happy customers.

Hear from our customers
Screenshot 2023-09-29 at 11.39.17

Download our free Hunter Loan guide here.

Download guide

A truly flexible facility

Flexible Secured Business Overdrafts enable under-utilised assets to play a prominent role in your finance arrangements. 

Available over a 2-year period, it provides multiple drawdowns on demand which can be repaid or redrawn over and over again.

It’s the perfect way to avoid expensive, repetitive setting-up costs, and is best secured by first charge on under-utilised property assets, with commercial or residential properties usually being leveraged.

Ready to arrange your Flexible Secured Business Overdraft?

Asset 75
Get in touch
Retail unit - hunter loan

Rapid facts

 

Everything you need to know about Flexible Secured Business Overdrafts can be found here. Ready to get started?

Get your quote today.

Get a quote
Eligibility
  • UK Limited Companies and Limited Liability Partnerships (LLPS)
  • UK resident individuals and partnerships

Flexible Secured Business Overdraft Facilities are available for any business purchase such as private treaty purchase, refurbishment, improvement, refinance, working capital and release of equity. 
Loan Term
 3 - 24 months
Amount
 £250,000 – £2,000,000
LTV up to
 70%
Lender Arrangement Fee
 2% of the loan, which can be added to the facility.
Interest from
 0.99% per month on balance outstanding (accrued) for loans <£500,000.
Serviced or retained.
Non-utilisation Fee
 0.2% per month on undrawn balance
Second Charge
(Residential only)
  
Loan Term
 3 – 24 months
Amounts
 £250,000 – £2,000,000
LTV up to

65%
Lender Arrangement Fee

2% of the loan, which can be added to the facility.
Interest from

1.1% balance outstanding (accrued) for loans <£500,000.
Non-utilisation Fee

0.2% per month on undrawn balance

For regulated bridging loans the typical APR is 14.60% based on a loan size of £250,000 and fixed for 12 months, regulated bridging loans are for a maximum term of 12 months.

Our trusted lenders

assetz_capital
Glenhawk-Logo
Hampshire-Trust-Bank-e1552908907900
mtf
octopus
united-trust-bank-logo
shawbrook-bank

COMMERCIAL AND DEVELOPMENT BRIDGING LOANS ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.

We are a credit broker, not a lender. We may receive commissions that will vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

What our customers say

These testimonials are based on individual
circumstances and cannot be taken as a guide or advice.

“We were unable to get a loan anywhere. Nobody would fund building the house. We then approached Andrew who was unbelievably helpful. He was the only person who would even entertain the idea of trying to help”.

- Peter Tillet
Hear more from our customers
Screenshot 2023-07-18 at 13.45.07

“Andrews nature and experience allowed for him to cut through some problems that we found with the other professionals. IE the solicitors and the banks”.

- Alan Overton
Hear more from our customers

Why get a Flexible Secured Business Overdraft?

D-Reliably fund your develoment

Perfect for borrowers of all types, Flexible Secured Business Overdrafts allow you to repeatedly draw down on demand, as and when you require it. 
You can use the overdraft to your advantage in a wide range of ways. Once the facility is agreed, you can use it immediately in order to make the most of an opportunity or urgent need, rather than having to go through an application process each time you want to draw down funds.

This means that it’s a great option for businesses who need regular rapid access to funds – you’ll have liquid capital in the bank immediately, ready to fund your project. 

Start an application Get in touch

Can I get a Flexible Secured Business Overdraft with poor credit?

Rapid Bridging’s lenders are able to lend to those applicants that have a poor credit history, including those with arrears, bankruptcies, CCJs, defaults, IVAs, response orders, statutory demands, winding up orders and more. 

In these cases, lenders will often require borrowers to provide a wider range of exit strategies because of the concern that they will be unable to obtain the finance necessary to repay the loan. Please do not be put off from applying – we have years of experience helping clients with poor credit ratings find the funding they need.

Start your application
E-why use property development myths
Flexible Secured Business Overdrafts are best used for:
  1. Site acquisitions
  2. Property auction purchases
  3. Funding work-in-progress projects
  4. Investing into your business as working capital
  5. Purchasing retail units
  6. Purchasing shopping centres
  7. Purchasing office buildings
  8. Purchasing industrial premises
  9. Making residential investments
Don’t just take our word for it

The relationships we build with our customers are incredibly important to us. Hear what they have to say, and learn why people across the UK rely on Rapid Bridging time and time again. 

See more testimonials
Steve Everett-profile
star

“On my next project without a doubt, I would go back to Andrew. It is something as a developer I know I have not got to worry about. I know he will sort the money for me”

STEVE EVERETT
Hear more from our customers
star

“Professional company, with specialist knowledge. Help me with a very complex financial situation. Would highly recommend”

LYNSEY TURNER
Hear more from our customers
Reza Stockport-profile-1
star

“I would not for one minute hesitate in recommending Andrew because he always has a solution for every situation”

REZA STOCKPORT
Hear more from our customers
star

“Rapid by name and their services!
We were wanting a fast turn around on a bridging loan and Andrew made that possible with his professionalism that we found to be excellent. Nothing was too much trouble for him, he was a pleasure to deal with, we would highly recommend him and use Rapid Bridging Finance again if needed”

GEOFFREY MCKILLOP & SUSAN ELLIS
Hear more from our customers

Contact us

We provide rapid Flexible Secured Business Overdrafts nationwide. Enquire today and we’ll get back to you within 1 hour.