Adaptable, reliable bridging finance for commercial property or semi-commercial premises.
Commercial bridging loans are a short-term secured loan where the security offered by a borrower is either commercial or semi-commercial premises.
We’ll be your trusted advisors; an extension of your team working to find you the fastest, best value for money bridging loans to get your commercial project moving in the right direction.
Everything you need to know about residential bridging loans can be found here.
Ready to get started? Get your quote today.
Sole traders, corporate, overseas and trust borrowers looking to purchase/refinance property in England, Wales and Scotland. We also have funding for Ireland.
Up to 70% loan to value
21
No upper limit – subject to underwriter review
£125,000 – £15 million
From 1 month – 3 years
Monthly serviced or rolled up
From 0.55% per month
First or second charge registered against a property
Quote within 10 minutes of enquiry, credit backed decision the same day
Can be funded as quickly as 5 working days but normally in as little as 10 working days
Online enquiry, call, postal applications or face to face meeting
By working with us, you’re gaining access to over 30 years of bridging loan experience. We’ll get under the skin of your business, giving us the knowledge required to approach the right lenders and secure you a fully tailored bridging loan for your needs.
A commercial bridging loan is perfect for:
Commercial property – including but not limited to business parks, care homes, factories, guest houses, hotels, industrial units, offices, professional Practices, pubs and bars, restaurants, a retail unit, places of worship, and warehouses you own.
Mixed-use property – use a semi-commercial bridging loan for property where less than 40% of available space is used for commercial purposes.
Unmortgageable property – commercial or mixed-use property whose condition is so poor that no standard mortgage could be secured on it (including no bathroom, no kitchen, derelict, and non-standard builds).
Greenfield/brownfield land (with or without planning permission) – for commercial, industrial, or trading estates.
Auction property – fund the deposit or outright purchase (including auction fees) of commercial and semi-commercial property (once you have secured your purchase at auction).
These testimonials are based on individual
circumstances and cannot be taken as a guide or advice.
“We were unable to get a loan anywhere. Nobody would fund building the house. We then approached Andrew who was unbelievably helpful. He was the only person who would even entertain the idea of trying to help”.
“Andrews nature and experience allowed for him to cut through some problems that we found with the other professionals. IE the solicitors and the banks”.
For regulated bridging loans the typical APR is 14.60% based on a loan size of £250,000 and fixed for 12 months, regulated bridging loans are for a maximum term of 12 months.
COMMERCIAL AND DEVELOPMENT BRIDGING LOANS ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.
WE ARE A CREDIT BROKER, NOT A LENDER. WE WILL RECEIVE COMMISSION FROM LENDERS. DIFFERENT LENDERS PAY DIFFERENT AMOUNTS DEPENDING ON DIFFERENT COMMISSION MODELS. FOR TRANSPARENCY WE WORK WITH THE FOLLOWING COMMISSION MODEL: PERCENTAGE OF THE AMOUNT YOU BORROW AND RATE FOR RISK (THIS IS BASED ON THE RISK PROFILE Of THE BUSINESS ) FURTHER DETAILS OF THE COMMISSION MODEL, CALCULATION AND AMOUNT WILL BE DISCLOSED TO YOU THROUGHOUT YOUR CUSTOMER JOURNEY.
Commercial bridging loans are a short term secured loan where the security offered by a borrower is either commercial or semi-commercial premises.
Bridging lenders offer a far more adaptable and flexible approach to borrowers than commercial and semi-commercial mortgage providers. You can borrow over as little as 30 days right up to 36 months with interest charged daily.
Unlike when applying for commercial and semi-commercial mortgages, where it can take up to 3 months to receive funding, we aim to provide our borrowers with the finance they need in as little as 48 hours, but some commercial bridge loans can take 10 days to agree.
The relationships we build with our customers are incredibly important to us. Hear what they have to say, and learn why people across the UK rely on Rapid Bridging time and time again.
Fast-track and quick bridging loans nationwide. Enquire today and we’ll get back to you within 10 minutes.
Rapid Bridging Ltd are a National Association of Commercial Finance Brokers (NACFB) Approved Member
WE ARE A CREDIT BROKER, NOT A LENDER. WE WILL RECEIVE COMMISSION FROM LENDERS. DIFFERENT LENDERS PAY DIFFERENT AMOUNTS DEPENDING ON DIFFERENT COMMISSION MODELS. FOR TRANSPARENCY WE WORK WITH THE FOLLOWING COMMISSION MODEL: PERCENTAGE OF THE AMOUNT YOU BORROW AND RATE FOR RISK (THIS IS BASED ON THE RISK PROFILE Of THE BUSINESS) FURTHER DETAILS OF THE COMMISSION MODEL, CALCULATION AND AMOUNT WILL BE DISCLOSED TO YOU THROUGHOUT YOUR CUSTOMER JOURNEY.
Rapid Bridging Ltd is authorised and regulated by the Financial Conduct Authority.
Rapid Bridging Ltd is entered on the Financial Services Register www.fca.org.uk under reference 716246. Registered in England under reference 09568514.
Head Office Address: Level 30, The Leadenhall Building, 122 Leadenhall St, London, EC3V 4AB. | Telephone: 0208 150 7528. Registered address: Level 30, The Leadenhall Building, 122 Leadenhall St, London, EC3V 4AB. The information contained within this site is subject to the UK regulatory regime and therefore is primarily targeted at consumers based in the UK. Should you have cause to complain, and you are not satisfied with our response to your complaint you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows.
The Financial Ombudsman Service, Exchange Tower, London, E14 9SR
