Give me the facts
ELEGIBILTY
Individual, corporate, overseas and trust borrowers looking to purchase/refinance property in England, Wales, Northern Ireland and Scotland
Up to 75% loan to value, 100% with additional security
MINIMUM AGE
21
MAXIMUM AGE
No upper limit – subject to underwriter review
AMOUNT
£100,000 – £25 million
DURATION
Up to 36 months for non FCA loans, 12 months for FCA regulated loans
REPAYMENT
Monthly serviced or rolled up
INTEREST RATE
From 0.44% per month
SECURITY REQUIRED
First or second charge registered against a property
SPEED OF DECISION
Quote within 10 minutes of enquiry, credit backed decision the same day
TIMING OF CASH
Can be funded as quickly as 5 working days but normally in as little as 10 working days
APPLICATION PROCESS
Online enquiry, call, postal applications or face to face meeting
Best used for
Light, medium and heavy refurbishment
Bridging the gap between purchase and sale
Power of attorney loans
Downsizing
Asset purchase and/or refinance
Portfolio restructuring
Land with planning
Business funding
Settling insolvency matters
Stopping repossessions
Key features
Interest calculated daily
Rolled up interest facility
Valuation and legal fees at cost
Residential mixed-use property
No early repayment charges after 1 month
