Our specialist refurbishment bridging loans provide the swift capital needed to purchase and transform properties requiring modernization, repairs, or complete redevelopment.
Our specialised bridging finance empowers investors, developers, and homeowners to capitalize on opportunities that traditional lenders typically avoid. Standard mortgage products rarely accommodate properties requiring significant work or fail to provide the necessary speed for competitive markets. Our refurbishment bridging solutions bridge this gap by delivering swift funding for both property acquisition and renovation costs, enabling you to maximize value creation and return on investment.
Rapid Bridging eliminates the financial bottlenecks that often delay refurbishment projects. Our streamlined underwriting process and established lender relationships enable quick access to funds, helping you secure properties with renovation potential before competitors.
What distinguishes our refurbishment finance is our project-focused approach. Beyond just property value, we assess the viability of your renovation plans and potential end value. We’ve optimized our documentation requirements to focus on essential project information while minimizing administrative burden. Each application is individually assessed based on the specific property and refurbishment scope rather than rigid lending formulas. For ambitious projects requiring substantial capital, we structure innovative financing options that include staged drawdowns as work progresses.
Our network includes property professionals with specific refurbishment expertise who understand the challenges and opportunities of renovation projects. They provide valuable insights while our in-house team works diligently to structure funding that aligns with your project timeline. With direct access to decision-makers, we eliminate bureaucratic delays that could cost you valuable opportunities or extend project timelines.
These testimonials are based on individual
circumstances and cannot be taken as a guide or advice.
“We were unable to get a loan anywhere. Nobody would fund building the house. We then approached Andrew who was unbelievably helpful. He was the only person who would even entertain the idea of trying to help”.
“Andrews nature and experience allowed for him to cut through some problems that we found with the other professionals. IE the solicitors and the banks”.
For regulated bridging loans the typical APR is 14.60% based on a loan size of £250,000 and fixed for 12 months, regulated bridging loans are for a maximum term of 12 months.
COMMERCIAL AND DEVELOPMENT BRIDGING LOANS ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.CHECK THAT THIS MORTGAGE WILL MEET YOUR NEEDS IF YOU WANT TO MOVE OR SELL YOUR HOME OR YOU WANT YOUR FAMILY TO INHERIT IT. IF YOU ARE IN ANY DOUBT, SEEK INDEPENDENT ADVICE.
WE ARE A CREDIT BROKER, NOT A LENDER. WE WILL RECEIVE COMMISSION FROM LENDERS. DIFFERENT LENDERS PAY DIFFERENT AMOUNTS DEPENDING ON DIFFERENT COMMISSION MODELS. FOR TRANSPARENCY WE WORK WITH THE FOLLOWING COMMISSION MODEL: PERCENTAGE OF THE AMOUNT YOU BORROW AND RATE FOR RISK (THIS IS BASED ON THE RISK PROFILE Of THE BUSINESS ) FURTHER DETAILS OF THE COMMISSION MODEL, CALCULATION AND AMOUNT WILL BE DISCLOSED TO YOU THROUGHOUT YOUR CUSTOMER JOURNEY.
Refurbishment bridging loans provide a powerful financial tool for property developers and investors targeting opportunities that require significant improvement to realise their full potential. This specialised funding proves invaluable when purchasing unmortgageable properties, dilapidated buildings, or dated homes that mainstream lenders consider too high-risk. Whether you’re planning light cosmetic updates, complete internal reconfigurations, structural modifications, or change-of-use conversions, refurbishment bridging creates viable pathways when conventional financing simply isn’t available.
The primary advantage is the ability to capture value-creation opportunities that other investors must overlook. Instead of being limited to properties in ready-to-occupy condition, you can target undervalued assets requiring work – often the very properties with the greatest profit potential. With immediate access to both purchase and renovation capital, developers can move decisively on opportunities and complete transformations without delay. Many experienced investors find this approach not only expands their potential acquisition targets but frequently delivers superior returns compared to purchasing properties in prime condition.
Our experienced property funding specialists are prepared to craft a customized financing arrangement aligned with your specific renovation requirements. Through our comprehensive lender network and deep understanding of refurbishment projects, we deliver financial solutions that support your property transformation vision. Don’t let traditional financing limitations restrict your development ambitions – speak with Rapid Bridging today.
The relationships we build with our customers are incredibly important to us. Hear what they have to say, and learn why people across the UK rely on Rapid Bridging time and time again.
Fast-track and quick bridging loans nationwide. Enquire today and we’ll get back to you within 10 minutes.
Rapid Bridging Ltd are a National Association of Commercial Finance Brokers (NACFB) Approved Member
WE ARE A CREDIT BROKER, NOT A LENDER. WE WILL RECEIVE COMMISSION FROM LENDERS. DIFFERENT LENDERS PAY DIFFERENT AMOUNTS DEPENDING ON DIFFERENT COMMISSION MODELS. FOR TRANSPARENCY WE WORK WITH THE FOLLOWING COMMISSION MODEL: PERCENTAGE OF THE AMOUNT YOU BORROW AND RATE FOR RISK (THIS IS BASED ON THE RISK PROFILE Of THE BUSINESS) FURTHER DETAILS OF THE COMMISSION MODEL, CALCULATION AND AMOUNT WILL BE DISCLOSED TO YOU THROUGHOUT YOUR CUSTOMER JOURNEY.
Rapid Bridging Ltd is authorised and regulated by the Financial Conduct Authority.
Rapid Bridging Ltd is entered on the Financial Services Register www.fca.org.uk under reference 716246. Registered in England under reference 09568514.
Head Office Address: Level 30, The Leadenhall Building, 122 Leadenhall St, London, EC3V 4AB. | Telephone: 0208 150 7528. Registered address: Level 30, The Leadenhall Building, 122 Leadenhall St, London, EC3V 4AB. The information contained within this site is subject to the UK regulatory regime and therefore is primarily targeted at consumers based in the UK. Should you have cause to complain, and you are not satisfied with our response to your complaint you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows.
The Financial Ombudsman Service, Exchange Tower, London, E14 9SR
