HMO Mortgages

Give me the facts

ELEGIBILTY

Individual, Corporate, Overseas and Trust borrowers looking to purchase/refinance property in England, Wales, & Scotland.

Minimum loan Size

£150,000

Maximum Loan Size

£ Unlimited

Loan Value

Up to 80 % loan to value.

Minimum Age

21

MAXIMUM AGE

No upper limit – Subject to underwriter review.

AMOUNT

£150,000- £ Unlimited

DURATION

From 3 Years to 35 Years

REPAYMENT

Capital Repayment, Interest Only or a Combination.

INTEREST RATE

From 2.19 % per annum

SECURITY REQUIRED

First or second charge registered against a property.

TYPE OF SECURITY

Residential, Multi-Unit, HMO, AirBnBs & Student Let.

SPEED OF DECISION

Quote within 10 minutes of enquiry, credit backed decision the same day.

TIMING OF CASH

Can be funded as quickly as working 15 working days but normally in as little of 10 working days.

APPLICATION PROCESS

Online enquiry, call, postal applications and or fact to face meeting.

Best used for

Asset Purchase & / Or Refinance

Portfolio restructuring

Extending short leases

Business Funding Expansion

Refurbishment

Debt Restructuring

Power of attorney

HMRC

Key features

Fixed and Variable Rates

Fixed and Variable Rates

Specialist Portfolio Finance Products

Specialist Portfolio Finance Products

Complex structures

Complex structures

No Minimum Income

No Minimum Income

Previous adverse considered

Previous adverse considered

Borrow up to 80 % loan to value

Borrow up to 80 % loan to value

Repayment, Interest only or a combination

Repayment, Interest only or a combination

2nd Charges’ available

2nd Charges’ available

No upper age limits

No upper age limits

First Time Landlord

First Time Landlord

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Contact us for more information

0208 150 7528
info@rapidbridging.com